There are several different Medicare options to choose from, known as Medicare Part A, B, C, and D. Part A covers a percentage of inpatient hospital visits and skilled nursing facility stays. Part B is for basic care and includes doctor visits, outpatient therapies, and some medical testing. The Medicare Advantage program is Part C and is used in specific circumstances as a replacement for Parts A, B and D. Part D is optional and is for prescription drug coverage.
- Medicare is a health insurance program for seniors. It is divided into four plans: A, B, C and D.
- Medicare coverage kicks into effect at age 65 and not before, unless you are disabled.
- Medicare is not totally free. It has costs for things like premiums, deductibles and co-insurance costs.
“You may notice Part C is missing. That’s because Part C is a replacement for Parts A, B, and sometimes D. Medicare Part C is also called Medicare Advantage, and essentially it’s an assortment of heavily regulated plans provided by private insurance companies and paid for partially by the government.”