Homeowners insurance is definitely going to cover the collapse of your ceiling under most circumstances. Homes built during a certain time frame are more susceptible to a ceiling collapse. A ceiling collapse occurs when the ceiling weighs more than the structure surrounding it. You may have to worry about the deductible to cover something like […]
5 Eating Tips for a Healthy Heart
One thing you can really do, and this is recommended by nutritionists, is to read the labels on all the foods that you consume. You might be surprised when you find how small a serving size actually is but they are required to let you know how many calories there are in a serving and […]
Should You Buy Homeowners Insurance Before Closing Date?
Get answers about homeowners insurance. When mortgage lenders lend you money to purchase your home, they, in essence, co own that home with you. They are going to want to protect that home as well as you are, if not more so. They will let you know what type of coverage you need to have […]
More couples saying ‘I do’ to wedding insurance
Get answers about wedding insurance. More couples are buying wedding insurance just in case mother nature destroys their wedding venue. An insurance policy can cost from $130 to $350 and protect you from losses due to weather, property damage, military deployment or illness. A larger and more expensive policy can cover over $175,000. Insurance won’t […]
How to Save on Life Insurance
Get answers about life insurance. There are many ways that we can save money on life insurance. First, the younger that you purchase your life insurance, the cheaper it will be and the longer you will have to build your fund. You can also lower your insurance rate if you quit smoking for over a […]
How to Budget for Home Maintenance
Get answers about homeowners insurance. More than 31% of homeowners haven’t budgeted for emergency repairs or maintenance for their home. Only 60% of homeowners have $1000 in their savings account to pay for an emergency. Doing regular maintenance in your home can prevent an emergency from occurring and it also protects your home value. Saving […]
5 Tips to Help You Protect Your Home from Costly Water Damage
There is over $2.5 billion in claims from water damage every year. It costs over $6900 to fix and repair the damage from a broken water heater. One of the things that you can do to to prevent this from happening in your home is to know where your water valve shutoff is located. Typically, […]
Buying a vehicle with your tax refund? Be wary of scammers
It’s tax season and many people are looking to use their refund money to purchase a new vehicle. There are scammers out there running rampant right now because they know this is the time of year that people are going to want to purchase a vehicle. People often get too excited about the purchase to […]
Identity theft protection you may not know you already have
There are two different types of identity theft protection that you may have access to without even realizing it. You may have ownership of a card that comes with this type of protection. The first thing you need to do is check to see what is offered to you and then activating it. It may […]
What Insurance Do I Need To Rent Out My Home On Airbnb?
Get answers about homeowners insurance. If you are renting out your airbnb occasionally then there is insurance you can purchase through your insurance company that will allow you to have liability of damage or injury occurs while someone is renting from you. If you are renting out your airbnb frequently then the insurance company will […]