Flooding and your home owners insurance: A Cautionary Tale

Home flooding can be a disastrous occurrence. Even worse is the fact that while homeowners insurance covers minor flooding caused by things like frozen pipes or broken appliances, it is unhelpful for storm flooding. For that, you will have to purchase flood insurance. A similar situation occurs if your external sewer system backs up into […]

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How Universal Design Can Help You ‘Age in Place’

Universal design is a new type of architecture used to create homes that are suitable for all ages. Senior citizens often have to purchase new homes because stairs, narrow hallways, and crowded bathrooms become hazards. Universal design is focused on accessibility and features like waist-level appliances, walk-in showers and bathtubs, integrated ramps or lifts, and […]

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3 Things to Consider When Shopping Motorcycle Insurance

When looking for insurance for your motorcycle, there are some things to consider. You need to consider how you and any passenger would be covered in case of an accident. How much coverage you can afford may depend on your bank account, but you should search for any discounts that you can apply. Another thing […]

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Reverse mortgages can cause problems when spouses, heirs aren’t on board

While reverse mortgages can sometimes provide seniors who cannot work with a steady income, they can also cause problems or even result in the eviction of family members following the main borrower’s death. If a borrower is forced to move out for medical reasons, they (or their families) must repay the amount borrowed or sell […]

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Checking homeowner’s policy important act

Homeowners policies have been going up in cost, especially in places like Oklahoma where hail storms and tornadoes hit regularly. Be careful when trying to lower your costs, don’t just go on a dollar amount, check your coverage. Ways to lower your payments include raising your deductibles, installing alarms, and even checking with independent agents […]

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When travel insurance is worth the extra cost

A lot of us don’t get travel insurance, but there are times when it’s worth the extra cost, especially during summer travel season. It’s something to consider if you’re traveling out of the country, or worried about a medical condition that may flare up. Or if you’re traveling a time when natural disasters tend to […]

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How To Get Quotes for Vintage Cars

Questions about classic car coverage? Seeking out auto insurance quotes through online estimate methods does not suffice when it comes to protecting vintage cars. Fortunately, there are a variety of ways to get accurate quotes. Auto insurance that surrounds vintage models typically requires a vehicle to be over 15 years of age, and it must […]

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Does a Diamond Ring Fall Under Your Homeowner’s Insurance Policy?

Many people often wonder what their homeowner’s Insurance fully covers. We know everything is covered if it’s due to fire or any extreme damages, however if you’re jewelry is lost or even stolen, prepare to receive an amount of up to $1,500 for the missing jewelry. It is not per item but as a whole […]

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Are Your Insurance Deductibles Right For You?

A deductible is something that is often accompanying an insurance policy. This deductible is the amount one pays initially before the insurance starts to kick in. for example, if the deductible on a house is $500 and a tree falls on the house, this is the amount that the homeowner is expected to pay before […]

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