It’s the Law: Protecting yourself when building a home

Most contractors are honest people that follow the letter of the law when it comes to the work performed, but the risk always exists, especially when informal agreement guides a project. In addition to checking out the professional references that should vouch for the quality of work, you should also consider legal steps that will […]

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How much equity do you need to refinance your mortgage?

You do not have to wait to see 20 percent equity before considering if you should refinance a home loan. You may be well poised to use the lower refinance rates to your advantage, provided you possess an excellent score on your credit card. To know how much equity you have on your property, deduct […]

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How Does Farm Insurance Coverage Work?

Farm insurance is typically less widely known than auto, home, and life insurance. Farm insurance is critical for any agriculture business that wants to make sure that their livestock and buildings are protected. This type of insurance will typically not include fencing without an extension. This policy also won’t cover crops and certain instances of […]

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Personal Injury Claims under Homeowner’s Insurance Policies (How To)

Homeowner insurance liability actually covers more than just things that happen on their property. In addition to the usual suspects like getting bit by a dog, people also can sue people for slander on social media. There are some other cases such as damage to a business that also can be covered under this type […]

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Solved! Do Air Purifiers Really Work?

People want to know if air purifiers really work to relieve allergies or if they are just glorified fans. Jamie Birdwell Branson weights in to tell us that air purifiers can help us with our allergies regardless if it’s pet dander or seasonal allergies. The EPA recommends using an air purifier to get rid of […]

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What Happens If You Can’t Afford Your Home Insurance Payment?

Get answers about homeowners insurance. Budgeting is tighter than ever now and it may seem reasonable to let some things slide. Before you let your homeowner’s become a victim to slippage however, you need to look at the big picture. Normally, as long as you get your payment in, even if its a bit late, […]

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6 Home Safety Tips When Caring for a Loved One with Dementia

Caring for someone with dementia is both physically and emotionally demanding task. Additionally, home safety needs to be considered in order to reduce the risk of injury or significant damage to the property. People with dementia are not able of making rational decisions about their safety, so help that caretaker can provide is critical. Consider […]

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What Is a Mother-in-Law Apartment?

In certain cultures, one good example being the Amish, it is normal to have many generations living under one roof. Rather than have mom live alone it is normal to create a space for her to go on living near the kids and grandkids, a wing of her own, what could in other circumstances be […]

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