When closing on a home, the closing cost should always fall between two to seven percent of the price of the entire home. Although this is the general guideline that both buyers and sellers refer to, you can always see if the figure is negotiable since it is ultimately the decision of the individual seller, […]
Driving in adverse conditions is serious business, but one of the worst ones is driving in icy or snow conditions. While there are several factors one can do to increase safety, the number one thing one can do to prevent icy driving accidents is to not drive in them. If driving is unavoidable, increase the […]
The best way to deal with ice on your windshield is to make sure it doesn’t form in the first place. Parking your car somewhere sheltered is ideal, but if you cannot do that, you can use a cloth cover soaked in saline, or fill your windshield wiper fluid tanks with a winter fluid that […]
Resolutions do not have to be just at the New Year. As circumstances in one’s life changes, so must we periodically take time to reevaluate what is important to us and what we want to accomplish. While it is good to have goals and timelines, it is often easier and more successful to try more […]
Healthcare costs are at an all time high, as is healthcare coverage.In a consistently changing market, due to developments in technology, treatment options and quality of care, the healthcare market is turning to a more consumer centered market. One move taking effect Jan. 1, 2019 is the hospitals, will now be required by law to […]
According to Zillow, landlords should periodically update their properties in order to attract more renters and to justify increasing monthly rental rates. To calculate how much rent to charge, examine your local rental market and see what other landlords are charging for similar properties. If your property is in pristine condition or has more bedrooms […]
Children are enticing targets for identity thieves, thanks to their clean credit histories, and because parents rarely check their children’s credit reports. There are some situations in which a parent is required to disclose a child’s social security number, such as claiming the child as a dependent on a tax return or applying for medical […]
An average length shower could use as many as 150 gallons of water depending on the type of shower head you use. All of that water takes a lot of energy to heat. With all of that energy going to heat water it is tempting to want a new tankless water heater. This type of […]
Flying with a pet is concerning; you should check with the specific airline that you intend to use before traveling because even though statistically, it is supposed to be safer than driving, death is a possibility. The Animal Welfare Act has very specific rules, which include that your pet must be at least 8 weeks […]
It is important to know the difference in a vacant home versus an unoccupied home. many insurance companies see one as a higher risk to insure than the other and many companies have strict lengths of time so that were a claim made after the fact might be denied. Generally speaking, unoccupied has living amenities, […]