Out of all the types of available insurance, car, health and renters insurance are the most crucial to protecting yourself and your family. Renters insurance can help you replace the value of your general belongings if they’re destroyed by a natural disaster or stolen, and also protects you if someone gets hurt in your residence […]
If you are a renter, it is critically important that you have renters insurance to protect you in the event of a theft or fire. Unfortunately, renters insurance does not receive the attention that it deserves! Your landlord’s insurance does not insure your belongings, should an unfortunate incident occur. It covers the property only. Some […]
While a reverse mortgage can provide seniors with an equity credit line while eliminating their monthly payments, in many states they still have to be able to pay property taxes and other assorted expenses related to their properties. However, twelve states (Massachusetts, California, Michigan, Oregon, Minnesota, Idaho, Colorado, Wyoming, Illinois, Washington, Utah and Tennessee) allow […]
When you work for a mainstream corporation or even a small, local business, chances are, you have acquired sick days that protect you from losing wages and job stability over ailments in the future. Unfortunately, individuals who are self-employed do not have the ability to take sick days at all. This is why it is […]
Tow behind campers and motor homes have specific insurance requirements. A tow behind camper is partially protected by a car insurance policy and partially protected by a homeowner policy. For complete coverage one would need to take out a separate policy for the camper. Normally, a motor home is not covered by preexisting policies, and […]
If you have a personal drone you may need extra liability insurance. Some homeowner or renter insurance policies include damages caused by model or hobby aircraft and some specifically exclude such damages. If they are excluded, you may want to get additional liability insurance. You will need to register your drone with the FAA in […]
Whenever someone who held an active life insurance policy passes away, the person who is listed as the beneficiary is required to file a claim in order to receive the money associated with the late individual’s policy. Many people wonder if this income is required to be reported to the IRS during tax season. Fortunately, […]
Travelers visiting the US are increasingly purchasing visitors insurance policies before making their journey. This insurance – offered by G1G, Insubuy and other companies – is primarily intended to protect foreign travelers against unexpected medical expenses while in the US. However, it isn’t limited to medical. Some travelers buy visitors insurance to protect against airline […]
Your deductible is one of the critical components of any health, home or car insurance policy, as it represents the amount of personal risk that you as the policyholder will continue to assume after buying the policy. Simply put, the deductible represents the percentage or dollar amount of the costs for a medical procedure, home […]
Car insurance is a vital expense that you must always have when driving a car. There was a recent fatal accident involving a customer of Uber that brought to light some devastating gaps surrounding insurance coverage for driver, company and passenger. It appears that freelancers aren’t required to carry a high threshold of collision damage […]