Homeowners policies have been going up in cost, especially in places like Oklahoma where hail storms and tornadoes hit regularly. Be careful when trying to lower your costs, don’t just go on a dollar amount, check your coverage. Ways to lower your payments include raising your deductibles, installing alarms, and even checking with independent agents […]
A lot of us don’t get travel insurance, but there are times when it’s worth the extra cost, especially during summer travel season. It’s something to consider if you’re traveling out of the country, or worried about a medical condition that may flare up. Or if you’re traveling a time when natural disasters tend to […]
Questions about classic car coverage? Seeking out auto insurance quotes through online estimate methods does not suffice when it comes to protecting vintage cars. Fortunately, there are a variety of ways to get accurate quotes. Auto insurance that surrounds vintage models typically requires a vehicle to be over 15 years of age, and it must […]
Many people often wonder what their homeowner’s Insurance fully covers. We know everything is covered if it’s due to fire or any extreme damages, however if you’re jewelry is lost or even stolen, prepare to receive an amount of up to $1,500 for the missing jewelry. It is not per item but as a whole […]
A deductible is something that is often accompanying an insurance policy. This deductible is the amount one pays initially before the insurance starts to kick in. for example, if the deductible on a house is $500 and a tree falls on the house, this is the amount that the homeowner is expected to pay before […]
There are many preparations to make before buying a home. Most importantly, perhaps, you need to make sure you don’t buy more house than you can afford. Generally, you shouldn’t be spending more rehab roughly 28-30 percent on your total monthly payment. You also need to budget for your closing costs, which can add thousands […]
Home inventory apps can be enormously useful in documenting and organizing your property, making both moving to a new residence and filing a home insurance claim much easier and more efficient. These apps — including Sortly, Nest Egg, Blue Plum and others — allow you to do things like taking pictures of your belongings and […]
A safe deposit box at a financial institution is (even in the digital age) a good way of securing important valuables or documents that must be protected, and/or which could be needed after the owner dies. You will receive a key, and often the bank will keep one as well, with both keys needed to […]
A property title search is a crucial part of the real estate sales process that determines who has legal ownership of a piece of property, and ensures that nobody has any claims or liens that could complicate the sale. After an offer has been accepted, the title search reviews a wide variety of federal, state […]
It’s important to protect your safety and your belongings when selling your home. Safeguard your jewelry, prescription medications and other things thieves might try to steal by hiding them, locking them up or removing them altogether. Use the buddy system and avoid showing a house completely alone — this is good for your safety, and […]