Are Campers & RVs Covered By Car Or Homeowner’s Insurance?

Tow behind campers and motor homes have specific insurance requirements. A tow behind camper is partially protected by a car insurance policy and partially protected by a homeowner policy. For complete coverage one would need to take out a separate policy for the camper. Normally, a motor home is not covered by preexisting policies, and […]

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Do I Need Extra Insurance for My Drone?

If you have a personal drone you may need extra liability insurance. Some homeowner or renter insurance policies include damages caused by model or hobby aircraft and some specifically exclude such damages. If they are excluded, you may want to get additional liability insurance. You will need to register your drone with the FAA in […]

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Do I need to pay taxes on a life insurance payout?

Whenever someone who held an active life insurance policy passes away, the person who is listed as the beneficiary is required to file a claim in order to receive the money associated with the late individual’s policy. Many people wonder if this income is required to be reported to the IRS during tax season. Fortunately, […]

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As Inbound Tourism Grows, Visitors Insurance Takes Off

Travelers visiting the US are increasingly purchasing visitors insurance policies before making their journey. This insurance – offered by G1G, Insubuy and other companies – is primarily intended to protect foreign travelers against unexpected medical expenses while in the US. However, it isn’t limited to medical. Some travelers buy visitors insurance to protect against airline […]

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What Is An Insurance Deductible Definition And How Does It Work

Your deductible is one of the critical components of any health, home or car insurance policy, as it represents the amount of personal risk that you as the policyholder will continue to assume after buying the policy. Simply put, the deductible represents the percentage or dollar amount of the costs for a medical procedure, home […]

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The Uber insurance gap

Car insurance is a vital expense that you must always have when driving a car. There was a recent fatal accident involving a customer of Uber that brought to light some devastating gaps surrounding insurance coverage for driver, company and passenger. It appears that freelancers aren’t required to carry a high threshold of collision damage […]

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FHA Home Loans – Things You Need To Know

Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for single-family residences, a maximum amount of $314,827 or […]

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What the Health? A Layman’s Guide to the Confusing World of Healthcare Insurance

The world of healthcare insurance is filled with its own confusing and at times, oddly specific jargon. This includes terms such as deductibles, premiums, co-pays, co-insurance, preventative care, HSA’s, or “paying out of pocket”. On top of having to navigate this plethora of foreign vocabulary, the average healthcare insurance consumer must also learn how their […]

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Verify That You Have the Right Travel Insurance Plan in Just a Few Steps

If you love to travel, and have been through the process before, you can appreciate how important having travel insurance can be. Even if you’ve never purchased this type of insurance before, this article will provide you with information on how to check the mileage of your trip with the desired insurance plan, figuring out […]

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Is buying a larger home worth it? Or should I save more for retirement?

Should you purchase a larger home in your neighborhood when your mortgage is close to paid off, or should you focus on saving for retirement? The answer is, it depends on your age, your children’s ages, your overall financial picture, and when you want to retire. Ask yourself, what do you have for debt? How […]

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