How to Budget for Home Maintenance

Get answers about homeowners insurance. More than 31% of homeowners haven’t budgeted for emergency repairs or maintenance for their home. Only 60% of homeowners have $1000 in their savings account to pay for an emergency. Doing regular maintenance in your home can prevent an emergency from occurring and it also protects your home value. Saving […]

Read More

5 Tips to Help You Protect Your Home from Costly Water Damage

Get answers about property insurance. There is over $2.5 billion in claims from water damage every year. It costs over $6900 to fix and repair the damage from a broken water heater. One of the things that you can do to to prevent this from happening in your home is to know where your water […]

Read More

Buying a vehicle with your tax refund? Be wary of scammers

It’s tax season and many people are looking to use their refund money to purchase a new vehicle. There are scammers out there running rampant right now because they know this is the time of year that people are going to want to purchase a vehicle. People often get too excited about the purchase to […]

Read More

Identity theft protection you may not know you already have

There are two different types of identity theft protection that you may have access to without even realizing it. You may have ownership of a card that comes with this type of protection. The first thing you need to do is check to see what is offered to you and then activating it. It may […]

Read More

What Insurance Do I Need To Rent Out My Home On Airbnb?

Get answers about homeowners insurance. If you are renting out your airbnb occasionally then there is insurance you can purchase through your insurance company that will allow you to have liability of damage or injury occurs while someone is renting from you. If you are renting out your airbnb frequently then the insurance company will […]

Read More

What Is Mortgage Protection Insurance?

Get answers about homeowners insurance. Mortgage protection insurance (MPI) provides a way for families to keep their home in case of an unexpected tragedy. MPI is basically a term life policy with a few differences. MPI is easier and quicker to get. It is decreasing term, meaning its benefit amount declines over time. Also, the […]

Read More

What entrepreneurs need to know about life insurance

Get answers about life insurance. Life insurance is something that nearly all entrepreneurs should have. If you have a family, it will help ensure they are taken care of, but even if you don’t, a life insurance policy can help your business partners keep the business running in the event of your death. You can […]

Read More

What to Watch Out For When Buying an Annuity

There are significant pitfalls lurking in the world of income-generating annuities. In one especially sad case, the sister of a young man with Down’s Syndrome made the mistake of buying annuity products that her brother most likely wouldn’t live long enough to collect any money from. These kinds of annuities are a very poor match […]

Read More

Buyer Bilked Out of $123K: ‘Just Like That, It’s Gone’

Questions about homeowners coverage? Aaron Cole and his family lost $123,000 — their entire down payment for a $440,000 house — when Aaron fell for a scam email that purported to be from WFG National Title Insurance Company. The email, which included a lot of real information about the sale and looked authentic, gave Aaron […]

Read More

Does homeowners insurance cover mold?

Questions about mold coverage? Mold can cause health hazards and it is often costly to remove. In general, your homeowner’s insurance will only cover the cost if it is the result of a peril that is covered under your current policy. For example, most policies cover damage from a burst pipe, so if this happens […]

Read More