4 Key Tips When Buying Business Insurance

If you are someone planning on opening a business or already have a business, you should consider getting insurance. You could start with these four pieces of advice towards buying insurance. The first step as a business owner is to do your research first. You need to protect yourself against anything and to do that […]

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2 ways to guarantee yourself a lifetime stream of income

There are two often overlooked ways to guarantee yourself a lifetime stream of income after your retirement. The first is an Immediate Payout Annuity. Typically, a minimum $100,000 investment is required. Be sure to opt for a “period certain” to receive a guaranteed payout of up to 20 years, even in the event of your […]

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Facts and Legends of Insurance Industry History

The history of the insurance industry is full of familiar names that make the industry what it is today. Men like Benjamin Franklin, Sir Edmund Haley (of comet fame), and the German “Iron Chancellor” Otto Van Bismark, are the pioneers of the industry. They helped establish workers compensation laws, laid the ground work for modern […]

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Everything You Need to Know About Renter’s Insurance

Renter’s Insurance protects individuals from property loss when they don’t own their home. A landlord’s insurance only covers their structure from loss, not the renters personal property. Only 40% of renters have renters insurance. Renter’s insurance also helps protect the policy holder in the event that an injury occurs at their rented home. The coverage […]

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Don’t overlook these 7 top tax breaks for the self-employed

There are a number of tax deductions available for the self-employed that are often overlooked. Most expenses related to your business can be deducted, the key to realizing these deductions is keeping accurate records of the years expenses and purchases. The IRS allows valuable tax breaks for businesses, that are intended to help sole-proprietors and […]

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How to Stay Safe After a Car Accident

Car accidents are scary. The trauma of the accident is sometimes compounded by injuries that happen directly after the accident. If your car is involved in an accident, you’ll need to follow a few simple steps to ensure your safety and limit your legal liability. No matter whose fault the accident was, you’ll need to […]

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Ready to Start an Estate Plan? 6 Key Documents to Have

An estate plan can protect your loved ones from financial ruin in the event of your death. If you are seriously injured, an estate plan can guide your loved ones as they make medical decisions for you. At the very least, everyone should have a last will and testament. Yet over 50 percent of Americans […]

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Twelve Ways to Lower Your Homeowners Insurance Costs

Did you know there are more than twelve different ways in which you can help to lower the cost of your homeowners insurance? Checking rates of different companies, raising your deductible to save on premiums, buying home and auto insurance from the same provider and making sure your home is more resistant to disasters are […]

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A Money Pro’s 3 Top Tips for Your Finances

A financial advisor can be a wonderful ally, but cannot build wealth for you or guarantee a stable financial future. Liz Davidson, a former hedge fund manager, describes what an advisor can and cannot do for you in her new book, “What Your Financial Advisor Isn’t Telling You.” Davidson covers such topics as investing basics, […]

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Seven Auto Insurance Buying Tips

Your auto insurance may not be as comprehensive as you think. As your family and driving needs change, you may also want to review your coverage to ensure that it meets your family’s needs. To save money on car insurance, consider dropping comprehensive coverage on a car that’s paid in full and more than five […]

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