I’m Trying to Figure out my Health Coverage. Rant ahead.

Health expenses are very expensive for people who can not afford insurance. Insurance is great but it is a cost that some people cannot budget for. In the minds of a lot of people, health insurance is something that is a necessity due to the emergencies that pop up all throughout life. Within your own […]

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4 Tips for Navigating Open Enrollment at Work

There are a ton of people who are struggling to navigate their open enrollment at work. You are the only one that can control your work situation so you need to figure it out as quickly as possible. First and foremost, you need to be approachable and willing to talk to people of all different […]

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5 Frequently Asked Medicare Questions

There are several different Medicare options to choose from, known as Medicare Part A, B, C, and D. Part A covers a percentage of inpatient hospital visits and skilled nursing facility stays. Part B is for basic care and includes doctor visits, outpatient therapies, and some medical testing. The Medicare Advantage program is Part C […]

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5 Commonly Misdiagnosed Conditions in Older Adults

5 Commonly Misdiagnosed Conditions in Older Adults The human body grows more vulnerable to certain medical conditions over time, and out of the various medical conditions that are known to affect elderly people, many share overlapping symptoms, which can make diagnosis tricky. Some of the most frequently misdiagnosed conditions include urinary tract infections, dehydration, and […]

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Can You Self-Insure for Long-Term Care?

Long term care should be a concern for any person. Studies show that the average cost for long term care is over $100,000. Although many of us plan for retirement, few contribute to long term care insurance. Even those who do want to contribute to a long term care policy may be daunted by the […]

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Why you need long-term care insurance and tips on buying it

Many Americans are unaware of the need for long-term care insurance. Most of us assume that with Medicad, we will be covered should we reach a point in our lives that we need to live in a nursing home or receive continuous in-home care. However, this is not the case. Medicaid only covers some of […]

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9 Factors to Consider Before Buying Long-Term Care Insurance

As a former annuity call center rep I’ve heard the horror stories myself regarding the exorbitant costs of senior care. Rule of thumb; make sure Mom and Dad are taken care of now, rather than later. Lack of Long Term Care Insurance definitely isn’t something to let spring up in you. Luckily multiple vehicles are […]

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Surprise! You’re covered for the hospital, not the doctors

Unfriendly, For Profit, In or Out? 25% of California residents have discovered they are paying some out-of-network costs at in network hospital facilities.  This concept seems unreasonable considering that you would go to an in-network hospital so you can get your rates. Residents of California have decided that this is unfair and have slated to […]

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