Does a Diamond Ring Fall Under Your Homeowner’s Insurance Policy?

Many people often wonder what their homeowner’s Insurance fully covers. We know everything is covered if it’s due to fire or any extreme damages, however if you’re jewelry is lost or even stolen, prepare to receive an amount of up to $1,500 for the missing jewelry. It is not per item but as a whole […]

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Are Your Insurance Deductibles Right For You?

A deductible is something that is often accompanying an insurance policy. This deductible is the amount one pays initially before the insurance starts to kick in. for example, if the deductible on a house is $500 and a tree falls on the house, this is the amount that the homeowner is expected to pay before […]

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The Best Free or Cheap Home Inventory Apps of 2019

Home inventory apps can be enormously useful in documenting and organizing your property, making both moving to a new residence and filing a home insurance claim much easier and more efficient. These apps — including Sortly, Nest Egg, Blue Plum and others — allow you to do things like taking pictures of your belongings and […]

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5 Things Burglars Don’t Want You to Know

Burglary, while on the decline, still is prevalent and hits 1.4 million homes a year. You do not want to be one of them! Burglars are brazen and will rob you in daylight as most people do not take as many safety precautions then. Leave your windows, doors, cars, garage doors locked. Do not post […]

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5 steps to take after buying life insurance

Buying life insurance is an important step towards financial security for your whole family. After purchasing a policy the job is not done. Make sure you familiarize yourself with the details of the policy. Set up a calendar to review the policy once a year. Make sure your will is up to date so the […]

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3 Possible Outcomes of Canceling Your Home Insurance

Canceling your homeowners insurance, even if you haven’t used it for a long time, is potentially a very risky decision with major ramifications for your future. The liability protection your insurance provides, for example, can protect you from a crippling financial blow if someone sustains an injury on your property for which you are liable. […]

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A Complete Guide To Short Sale Homebuying

A short sale occurs when a mortgage lender allows a buyer to sell a house for less than the amount owed on the mortgage, and then forgives the balance. This can be a tricky prospect for everyone: the seller gets a hit on their credit and walks away without any gains, but avoids foreclosure, while […]

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Home Warranties: Should You Buy One?

Home warranties are usually very bad deals that aren’t worth the money you’ll pay for them. These warranties claim to protect you from the cost of appliances breaking down, in reality they provide very little coverage and are not accepted by many of the best contractors. New home builders typically offer much better warranties — […]

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As Inbound Tourism Grows, Visitors Insurance Takes Off

Travelers visiting the US are increasingly purchasing visitors insurance policies before making their journey. This insurance – offered by G1G, Insubuy and other companies – is primarily intended to protect foreign travelers against unexpected medical expenses while in the US. However, it isn’t limited to medical. Some travelers buy visitors insurance to protect against airline […]

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