3 Possible Outcomes of Canceling Your Home Insurance

Canceling your homeowners insurance, even if you haven’t used it for a long time, is potentially a very risky decision with major ramifications for your future. The liability protection your insurance provides, for example, can protect you from a crippling financial blow if someone sustains an injury on your property for which you are liable. […]

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A Complete Guide To Short Sale Homebuying

A short sale occurs when a mortgage lender allows a buyer to sell a house for less than the amount owed on the mortgage, and then forgives the balance. This can be a tricky prospect for everyone: the seller gets a hit on their credit and walks away without any gains, but avoids foreclosure, while […]

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Home Warranties: Should You Buy One?

Home warranties are usually very bad deals that aren’t worth the money you’ll pay for them. These warranties claim to protect you from the cost of appliances breaking down, in reality they provide very little coverage and are not accepted by many of the best contractors. New home builders typically offer much better warranties — […]

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As Inbound Tourism Grows, Visitors Insurance Takes Off

Travelers visiting the US are increasingly purchasing visitors insurance policies before making their journey. This insurance – offered by G1G, Insubuy and other companies – is primarily intended to protect foreign travelers against unexpected medical expenses while in the US. However, it isn’t limited to medical. Some travelers buy visitors insurance to protect against airline […]

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What Is An Insurance Deductible Definition And How Does It Work

Your deductible is one of the critical components of any health, home or car insurance policy, as it represents the amount of personal risk that you as the policyholder will continue to assume after buying the policy. Simply put, the deductible represents the percentage or dollar amount of the costs for a medical procedure, home […]

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The Uber insurance gap

Car insurance is a vital expense that you must always have when driving a car. There was a recent fatal accident involving a customer of Uber that brought to light some devastating gaps surrounding insurance coverage for driver, company and passenger. It appears that freelancers aren’t required to carry a high threshold of collision damage […]

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What the Health? A Layman’s Guide to the Confusing World of Healthcare Insurance

The world of healthcare insurance is filled with its own confusing and at times, oddly specific jargon. This includes terms such as deductibles, premiums, co-pays, co-insurance, preventative care, HSA’s, or “paying out of pocket”. On top of having to navigate this plethora of foreign vocabulary, the average healthcare insurance consumer must also learn how their […]

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Verify That You Have the Right Travel Insurance Plan in Just a Few Steps

If you love to travel, and have been through the process before, you can appreciate how important having travel insurance can be. Even if you’ve never purchased this type of insurance before, this article will provide you with information on how to check the mileage of your trip with the desired insurance plan, figuring out […]

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What to Do if You Get a Hospital Bill You Can’t Afford

Medical debt is the most common cause of debt amongst Americans. But, what do you do when you need medical care besides visit the hospital to let the debt pile up? There are a few steps to take if you receive an outlandishly priced hospital bill that you cannot pay. First and most importantly, ensure […]

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Most Forgotten Home Insurance Basics

Home insurance has a lot of intricacies that are easy to forget. The first thing is that your coverage needs to also cover all of your property inside the home. As one makes large purchases or sales, they need to revisit their home insurance policy to ensure the coverage is adequate. Furthermore, each home policy […]

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