What the Health? A Layman’s Guide to the Confusing World of Healthcare Insurance

The world of healthcare insurance is filled with its own confusing and at times, oddly specific jargon. This includes terms such as deductibles, premiums, co-pays, co-insurance, preventative care, HSA’s, or “paying out of pocket”. On top of having to navigate this plethora of foreign vocabulary, the average healthcare insurance consumer must also learn how their […]

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Verify That You Have the Right Travel Insurance Plan in Just a Few Steps

If you love to travel, and have been through the process before, you can appreciate how important having travel insurance can be. Even if you’ve never purchased this type of insurance before, this article will provide you with information on how to check the mileage of your trip with the desired insurance plan, figuring out […]

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What to Do if You Get a Hospital Bill You Can’t Afford

Medical debt is the most common cause of debt amongst Americans. But, what do you do when you need medical care besides visit the hospital to let the debt pile up? There are a few steps to take if you receive an outlandishly priced hospital bill that you cannot pay. First and most importantly, ensure […]

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Most Forgotten Home Insurance Basics

Home insurance has a lot of intricacies that are easy to forget. The first thing is that your coverage needs to also cover all of your property inside the home. As one makes large purchases or sales, they need to revisit their home insurance policy to ensure the coverage is adequate. Furthermore, each home policy […]

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What Auto Insurance Do I Need to Have

People have many factors to consider when they decide how much auto insurance they need. The first consideration is the minimum legal amount of insurance. Many states require a minimum of liability insurance. Collision and comprehensive insurance is also available. This coverage may be required if you took a loan out on your car, but […]

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How to Drive in Icy Conditions

Driving in adverse conditions is serious business, but one of the worst ones is driving in icy or snow conditions. While there are several factors one can do to increase safety, the number one thing one can do to prevent icy driving accidents is to not drive in them. If driving is unavoidable, increase the […]

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Hospitals required to post all prices online beginning January 1

Healthcare costs are at an all time high, as is healthcare coverage.In a consistently changing market, due to developments in technology, treatment options and quality of care, the healthcare market is turning to a more consumer centered market. One move taking effect Jan. 1, 2019 is the hospitals, will now be required by law to […]

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How to Increase the Value of Your Rental Property

According to Zillow, landlords should periodically update their properties in order to attract more renters and to justify increasing monthly rental rates. To calculate how much rent to charge, examine your local rental market and see what other landlords are charging for similar properties. If your property is in pristine condition or has more bedrooms […]

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How to Insure a Vacant, Unoccupied, or Seasonal Home

It is important to know the difference in a vacant home versus an unoccupied home. many insurance companies see one as a higher risk to insure than the other and many companies have strict lengths of time so that were a claim made after the fact might be denied. Generally speaking, unoccupied has living amenities, […]

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Should I Insure My Snowmobile Year-Round?

Although a snowmobile is mainly used in the winter, an owner needs to decide whether or not to insure the vehicle year round. Experts would recommend insuring the vehicle even when it is not being used to protect yourself from loss that may occur during off months. Normally the cost difference between a partial policy […]

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