People have many factors to consider when they decide how much auto insurance they need. The first consideration is the minimum legal amount of insurance. Many states require a minimum of liability insurance. Collision and comprehensive insurance is also available. This coverage may be required if you took a loan out on your car, but […]
Driving in adverse conditions is serious business, but one of the worst ones is driving in icy or snow conditions. While there are several factors one can do to increase safety, the number one thing one can do to prevent icy driving accidents is to not drive in them. If driving is unavoidable, increase the […]
Your car is something that is a massive investment. You use your car daily and it is something that is most likely really important to you and your life. Without your car, you would definitely have to worry about getting to place and have more of a headache when taking public transportation. Therefore, maintenance and […]
While home, life, health and car insurance are generally clear necessities for nearly everybody, extended warranties for cars are a much more complicated issue. These warranties can be very useful or completely useless, depending on the exact circumstances. Typically, you pay about $2,500 – $4,500 to a manufacturer, dealer or third party. In return, you […]
There are actually many, many variations of a person’s credit score besides a straight up FICO score, there are scores for insurance rates, scores for specific industries such as utilities and car loans, scores used by landlords, scores that predict the likelihood of a upcoming bankruptcy, and more. Insurance-premium scores look at the information on […]
You probably have a pretty long list of possibilities for your new car at this point. To narrow it down, look at each car’s ownership costs on independent car-pricing websites. You’ll probably find a wide range of actual ownership costs, even with cars that are priced similarly. Keep in mind that these costs are averages […]
There is a way to bundle and save auto and home insurance. Our home has so many meanings to us. We have memories there and our loved ones are part of it. It is important to protect is, so if something happens, you will be ready. If a fire, or something happens, you want to […]
Life insurance consists of two different types: term and permanent. Term life is for a set period of time and permanent is paid upon death, depending on the policy specification. Life insurance is important to make sure that those who depend on you financially are taken care of in the event of your death. When […]
American drivers are taking their eyes off the road more than ever before and that danger behind the wheel is now going after your wallet. When Babette Labeij of Marina del Ray, California, wanted to add her 17-year-old daughter Nikki to the family’s car insurance policy, she was shocked to discover the new annual cost […]
There is one important rule that will give you peace of mind when your teenager starts driving, get insurance. Insurance should cover damage to your car and the other car as well and this needs to be explained to your teen. Traffic congestion has increased over the years teen drivers don’t just need to know […]