Your car is something that is a massive investment. You use your car daily and it is something that is most likely really important to you and your life. Without your car, you would definitely have to worry about getting to place and have more of a headache when taking public transportation. Therefore, maintenance and […]
While home, life, health and car insurance are generally clear necessities for nearly everybody, extended warranties for cars are a much more complicated issue. These warranties can be very useful or completely useless, depending on the exact circumstances. Typically, you pay about $2,500 – $4,500 to a manufacturer, dealer or third party. In return, you […]
There are actually many, many variations of a person’s credit score besides a straight up FICO score, there are scores for insurance rates, scores for specific industries such as utilities and car loans, scores used by landlords, scores that predict the likelihood of a upcoming bankruptcy, and more. Insurance-premium scores look at the information on […]
You probably have a pretty long list of possibilities for your new car at this point. To narrow it down, look at each car’s ownership costs on independent car-pricing websites. You’ll probably find a wide range of actual ownership costs, even with cars that are priced similarly. Keep in mind that these costs are averages […]
There is a way to bundle and save auto and home insurance. Our home has so many meanings to us. We have memories there and our loved ones are part of it. It is important to protect is, so if something happens, you will be ready. If a fire, or something happens, you want to […]
Life insurance consists of two different types: term and permanent. Term life is for a set period of time and permanent is paid upon death, depending on the policy specification. Life insurance is important to make sure that those who depend on you financially are taken care of in the event of your death. When […]
American drivers are taking their eyes off the road more than ever before and that danger behind the wheel is now going after your wallet. When Babette Labeij of Marina del Ray, California, wanted to add her 17-year-old daughter Nikki to the family’s car insurance policy, she was shocked to discover the new annual cost […]
There is one important rule that will give you peace of mind when your teenager starts driving, get insurance. Insurance should cover damage to your car and the other car as well and this needs to be explained to your teen. Traffic congestion has increased over the years teen drivers don’t just need to know […]
There are many ways to get car insurance discounts. Most major insurance companies offer over 20 unique car insurance discounts. Some get automatically applied, like if your car has anti-lock brakes or you haven’t had an accident in five years. There are others though that won’t be applied unless you tell your company. One that gets […]
Before considering the purchase of a used car, it is wise to establish the amount you are willing to spend or, if taking a loan, calculate your maximum monthly payment – and then make a firm commitment to stay within that amount. Don’t forget to consider the costs of tax, title, registration and insurance for […]