Home Warranty vs Home Insurance

Get answers about homeowners insurance. When buying a house, one must consider and compare between paying for home insurance or a home warranty. Home insurance is necessary if one is purchasing a house via a loan. Home insurance offers protection of the structure and possessions in return for paying a deductible, but this protection is […]

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Home Insurance: Basic Coverage for a Single Family Home

Get answers about homeowners insurance. Home insurance varies state by state when it comes to what it will cover, but we can provide a basic understanding for those who may not know what they are paying for. Your insurance will vary depending on the type of structure that you have and what other similar structures […]

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7 Bizarre Things Your Homeowners Insurance Covers

Get answers about homeowners insurance. Having home owners insurance is important for all of those things that you couldn’t possibly see coming. Home owners insurance covers all of those common things that you can probably guess, but you probably never thought about some of the more bizarre things that it covers. Depending on where you […]

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Does Homeowners Insurance Cover Ceiling Collapse?

Get answers about property insurance. Homeowners insurance is definitely going to cover the collapse of your ceiling under most circumstances. Homes built during a certain time frame are more susceptible to a ceiling collapse. A ceiling collapse occurs when the ceiling weighs more than the structure surrounding it. You may have to worry about the […]

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Should You Buy Homeowners Insurance Before Closing Date?

Get answers about homeowners insurance. When mortgage lenders lend you money to purchase your home, they, in essence, co own that home with you. They are going to want to protect that home as well as you are, if not more so. They will let you know what type of coverage you need to have […]

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Does homeowners insurance cover mold?

Questions about mold coverage? Mold can cause health hazards and it is often costly to remove. In general, your homeowner’s insurance will only cover the cost if it is the result of a peril that is covered under your current policy. For example, most policies cover damage from a burst pipe, so if this happens […]

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