Term vs Whole Life Insurance: Here’s How to Choose

Purchasing Life insurance is at secure way to provide for your family financially should you die unexpectedly. Deciphering the difference between term and permanent life insurance policies is necessary in order for you to choose the type of protection that serves your situation best. Term life insurance is the cheaper option. The term of the […]

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Is Dental Insurance Worth the Cost?

While medical insurance is a given, whether or not you need dental insurance is less clear. On the one hand, you can often prevent problems from arising by being diligent about your brushing and flossing routine. On the other hand, there are some problems that you can’t prevent, which can arise quickly and cost a […]

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5 ways to save money on your auto insurance

Paying for auto insurance is never a fun task. Ideas to help lower your cost, therefore, making it a little more enjoyable are always welcome. Some of the ideas were great others were not as easy for most people. Paying for insurance in full and maintaining good credit are good ideas. However, not everyone can […]

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Buying a Life Insurance Policy? Read This First

Not everybody needs life insurance. For those who do, there are two different types of life insurance policies, term life insurance and permanent life insurance. Term life insurance covers someone for a particular amount of time, and is probably best suited for younger people and families that need to be covered until they’re earning more […]

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When Should You Get Supplemental Life Insurance?

What is supplemental life insurance and why would you need it? Supplemental life insurance is intended to bridge the gap if your existing life insurance policy has insufficient coverage for your needs. While it’s common to take advantage of employer offered policies, often the maximum coverage offered with such a group plan is capped, perhaps […]

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7 Tips for Buying Life Insurance With a Pre-Existing Condition

If you’re trying to buy life insurance with a pre-existing condition, you may face a longer and more difficult application process and possibly being denied insurance. There are a few tips you can use to help you avoid such obstacles and obtain the life insurance you desire. The first is to do your research: make […]

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Living Green: How It Affects Your Home Insurance

“Living green” is a lifestyle choice that more and more people are making. There are a number of ways to pursue “green living,” especially in terms of how and what kind of housing to pursue, as well as changes that can be made to existing homes to make them greener. You can add green enhancements […]

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When Should Single People Get Life Insurance?

The key points in this article is to persuade a young adult to purchase life insurance. They give out examples on why buying life insurance early is a good idea. The article informs us on other reasons why life insurance is a positive thing to get. Examples on why its a good idea first begin […]

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The Tax Consequences of Whole Life Insurance

If you have decided to purchase life insurance your next key decision point will be whether to purchase whole life or term life. It is important to carefully review the advantages of each, and to also consider the tax implications for your specific situaiton. Gather all of the information on each type of policy before […]

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Why You Should Prepare Now for the Death of a Spouse

Are you and your spouse prepared for the inevitable death of one of you? Yes, it will happen, whether you like it or not and whether or not you are prepared. I can attest to the importance of taking this seriously. I was surprised by a completely unanticipated health crisis from which I almost died. […]

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