Rental Property Insurance

Get answers about rental property insurance. As more home owners dive into home rental businesses questions of insurance have come up. If you are renting out your home on a one time, or weekend basis than your basic homeowner’s insurance policy should be adequate. If you are turning your home into a rental business than […]

Read More

Should you pay the cost to remove a tree?

Get answers about homeowners policies. Tree removal may seem simple on the surface, but it can be a complex process that could cost thousands of dollars. Before hiring a professional, you should understand that you may not be liable. Sometimes, the city will remove the tree for you, or, if a neighbor needs firewood, they […]

Read More

What to Know About Insuring a Historic Home

Get answers about homeowners insurance. If you have a historic home that has been in your family for generations, it is best to know how to insure it. It is important to note that it is nothing like insuring a newer home, because many insurance companies view older homes as very risky. To start, many […]

Read More

Home Warranty vs Home Insurance

Get answers about homeowners insurance. When buying a house, one must consider and compare between paying for home insurance or a home warranty. Home insurance is necessary if one is purchasing a house via a loan. Home insurance offers protection of the structure and possessions in return for paying a deductible, but this protection is […]

Read More

The Top 5 Tips to Protect Your Home from Water Damage

A homeowner is likely to face water damage to their property at some point over the course of living there. There are five ways to prevent a home from getting water damage. The first is to know when to hire a professional during an emergency (such as a flooded basement) as they can prevent further […]

Read More

How To Close A Home Purchase In 2020

Get answers about homeowners insurance. Now that we have to remain socially distanced from people for the foreseeable future, it has made it that much more difficult to close the deal on a home. Showing homes and inviting people into the world of real estate has all but stopped. But, if you are still in […]

Read More

Does Homeowners Insurance Cover Ceiling Collapse?

Get answers about property insurance. Homeowners insurance is definitely going to cover the collapse of your ceiling under most circumstances. Homes built during a certain time frame are more susceptible to a ceiling collapse. A ceiling collapse occurs when the ceiling weighs more than the structure surrounding it. You may have to worry about the […]

Read More

Should You Buy Homeowners Insurance Before Closing Date?

Get answers about homeowners insurance. When mortgage lenders lend you money to purchase your home, they, in essence, co own that home with you. They are going to want to protect that home as well as you are, if not more so. They will let you know what type of coverage you need to have […]

Read More

5 Tips to Help You Protect Your Home from Costly Water Damage

Get answers about property insurance. There is over $2.5 billion in claims from water damage every year. It costs over $6900 to fix and repair the damage from a broken water heater. One of the things that you can do to to prevent this from happening in your home is to know where your water […]

Read More