3 Possible Outcomes of Canceling Your Home Insurance

Canceling your homeowners insurance, even if you haven’t used it for a long time, is potentially a very risky decision with major ramifications for your future. The liability protection your insurance provides, for example, can protect you from a crippling financial blow if someone sustains an injury on your property for which you are liable. […]

Read More

A Complete Guide To Short Sale Homebuying

A short sale occurs when a mortgage lender allows a buyer to sell a house for less than the amount owed on the mortgage, and then forgives the balance. This can be a tricky prospect for everyone: the seller gets a hit on their credit and walks away without any gains, but avoids foreclosure, while […]

Read More

Home Warranties: Should You Buy One?

Home warranties are usually very bad deals that aren’t worth the money you’ll pay for them. These warranties claim to protect you from the cost of appliances breaking down, in reality they provide very little coverage and are not accepted by many of the best contractors. New home builders typically offer much better warranties — […]

Read More

What Is An Insurance Deductible Definition And How Does It Work

Your deductible is one of the critical components of any health, home or car insurance policy, as it represents the amount of personal risk that you as the policyholder will continue to assume after buying the policy. Simply put, the deductible represents the percentage or dollar amount of the costs for a medical procedure, home […]

Read More

Most Forgotten Home Insurance Basics

Home insurance has a lot of intricacies that are easy to forget. The first thing is that your coverage needs to also cover all of your property inside the home. As one makes large purchases or sales, they need to revisit their home insurance policy to ensure the coverage is adequate. Furthermore, each home policy […]

Read More

How to Increase the Value of Your Rental Property

According to Zillow, landlords should periodically update their properties in order to attract more renters and to justify increasing monthly rental rates. To calculate how much rent to charge, examine your local rental market and see what other landlords are charging for similar properties. If your property is in pristine condition or has more bedrooms […]

Read More

How to Insure a Vacant, Unoccupied, or Seasonal Home

It is important to know the difference in a vacant home versus an unoccupied home. many insurance companies see one as a higher risk to insure than the other and many companies have strict lengths of time so that were a claim made after the fact might be denied. Generally speaking, unoccupied has living amenities, […]

Read More

4 Key Things to Know About Earthquake Insurance

Earthquake insurance is something that most people do not have to think about. It is something that does not affect people because of where they live. Therefore, why would they spend money on insurance that they will likely never need? However, for some people, they very much do need this kind of insurance. Earthquakes do […]

Read More

6 flood insurance myths debunked

Understanding how flood insurance works is really important. First and foremost, unless you live in an area where floods are very casual, do not spend money for a flood insurance policy. It is something that is not necessary and will cost you a pretty penny over a long period of time. Also, flood insurance will […]

Read More

Aw Rats, We Have Bats!

In Seattle, this family moved to a new home. They were excited about their move and were looking forward to getting settled in East Seattle. From very early on, the man and his wife had heard some pretty distinct noises in their bedroom. Not knowing what it was at the time, they had just assumed […]

Read More