Does homeowners insurance cover mold?

Questions about mold coverage? Mold can cause health hazards and it is often costly to remove. In general, your homeowner’s insurance will only cover the cost if it is the result of a peril that is covered under your current policy. For example, most policies cover damage from a burst pipe, so if this happens […]

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Flooding and your home owners insurance: A Cautionary Tale

Home flooding can be a disastrous occurrence. Even worse is the fact that while homeowners insurance covers minor flooding caused by things like frozen pipes or broken appliances, it is unhelpful for storm flooding. For that, you will have to purchase flood insurance. A similar situation occurs if your external sewer system backs up into […]

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Checking homeowner’s policy important act

Homeowners policies have been going up in cost, especially in places like Oklahoma where hail storms and tornadoes hit regularly. Be careful when trying to lower your costs, don’t just go on a dollar amount, check your coverage. Ways to lower your payments include raising your deductibles, installing alarms, and even checking with independent agents […]

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Does a Diamond Ring Fall Under Your Homeowner’s Insurance Policy?

Many people often wonder what their homeowner’s Insurance fully covers. We know everything is covered if it’s due to fire or any extreme damages, however if you’re jewelry is lost or even stolen, prepare to receive an amount of up to $1,500 for the missing jewelry. It is not per item but as a whole […]

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The Best Free or Cheap Home Inventory Apps of 2019

Home inventory apps can be enormously useful in documenting and organizing your property, making both moving to a new residence and filing a home insurance claim much easier and more efficient. These apps — including Sortly, Nest Egg, Blue Plum and others — allow you to do things like taking pictures of your belongings and […]

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5 Things Burglars Don’t Want You to Know

Burglary, while on the decline, still is prevalent and hits 1.4 million homes a year. You do not want to be one of them! Burglars are brazen and will rob you in daylight as most people do not take as many safety precautions then. Leave your windows, doors, cars, garage doors locked. Do not post […]

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3 Possible Outcomes of Canceling Your Home Insurance

Canceling your homeowners insurance, even if you haven’t used it for a long time, is potentially a very risky decision with major ramifications for your future. The liability protection your insurance provides, for example, can protect you from a crippling financial blow if someone sustains an injury on your property for which you are liable. […]

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A Complete Guide To Short Sale Homebuying

A short sale occurs when a mortgage lender allows a buyer to sell a house for less than the amount owed on the mortgage, and then forgives the balance. This can be a tricky prospect for everyone: the seller gets a hit on their credit and walks away without any gains, but avoids foreclosure, while […]

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Home Warranties: Should You Buy One?

Home warranties are usually very bad deals that aren’t worth the money you’ll pay for them. These warranties claim to protect you from the cost of appliances breaking down, in reality they provide very little coverage and are not accepted by many of the best contractors. New home builders typically offer much better warranties — […]

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