The Pros and Cons of Owning a Condo

Get answers about condo insurance. There are pros and cons when it comes to owning a condo, and if you’re planning to purchase one then it will be a good idea to look into what those pros and cons are. On one hand you have an HOA which will take care of the grounds and […]

Read More

Home Insurance: Basic Coverage for a Single Family Home

Get answers about homeowners insurance. Home insurance varies state by state when it comes to what it will cover, but we can provide a basic understanding for those who may not know what they are paying for. Your insurance will vary depending on the type of structure that you have and what other similar structures […]

Read More

How To Close A Home Purchase In 2020

Get answers about homeowners insurance. Now that we have to remain socially distanced from people for the foreseeable future, it has made it that much more difficult to close the deal on a home. Showing homes and inviting people into the world of real estate has all but stopped. But, if you are still in […]

Read More

Mortgage relief options: Refinancing versus loan modification

Get answers about property insurance. The Federal Deposit Insurance Corporation (FDIC) is actually known for wanting homeowners to have the opportunity to refinance their home for lower mortgage payments. Refinancing in itself has been shown to reduce the average monthly mortgage payment by hundreds of dollars in most cases. Loan modifications are a bit different […]

Read More

Does Homeowners Insurance Cover Ceiling Collapse?

Get answers about property insurance. Homeowners insurance is definitely going to cover the collapse of your ceiling under most circumstances. Homes built during a certain time frame are more susceptible to a ceiling collapse. A ceiling collapse occurs when the ceiling weighs more than the structure surrounding it. You may have to worry about the […]

Read More

Should You Buy Homeowners Insurance Before Closing Date?

Get answers about homeowners insurance. When mortgage lenders lend you money to purchase your home, they, in essence, co own that home with you. They are going to want to protect that home as well as you are, if not more so. They will let you know what type of coverage you need to have […]

Read More

How to Budget for Home Maintenance

Get answers about homeowners insurance. More than 31% of homeowners haven’t budgeted for emergency repairs or maintenance for their home. Only 60% of homeowners have $1000 in their savings account to pay for an emergency. Doing regular maintenance in your home can prevent an emergency from occurring and it also protects your home value. Saving […]

Read More

5 Tips to Help You Protect Your Home from Costly Water Damage

Get answers about property insurance. There is over $2.5 billion in claims from water damage every year. It costs over $6900 to fix and repair the damage from a broken water heater. One of the things that you can do to to prevent this from happening in your home is to know where your water […]

Read More