There are five main things that homeowners need to do in order to maintain their houses. First is to clean your gutters every spring and fall. Second is to inspect your HVAC system. It is best to hire a professional for this. Third, maintain your plumbing system by cleaning out the build-up of gunk and […]
There are many preparations to make before buying a home. Most importantly, perhaps, you need to make sure you don’t buy more house than you can afford. Generally, you shouldn’t be spending more rehab roughly 28-30 percent on your total monthly payment. You also need to budget for your closing costs, which can add thousands […]
Home inventory apps can be enormously useful in documenting and organizing your property, making both moving to a new residence and filing a home insurance claim much easier and more efficient. These apps — including Sortly, Nest Egg, Blue Plum and others — allow you to do things like taking pictures of your belongings and […]
A property title search is a crucial part of the real estate sales process that determines who has legal ownership of a piece of property, and ensures that nobody has any claims or liens that could complicate the sale. After an offer has been accepted, the title search reviews a wide variety of federal, state […]
It’s important to protect your safety and your belongings when selling your home. Safeguard your jewelry, prescription medications and other things thieves might try to steal by hiding them, locking them up or removing them altogether. Use the buddy system and avoid showing a house completely alone — this is good for your safety, and […]
A short sale occurs when a mortgage lender allows a buyer to sell a house for less than the amount owed on the mortgage, and then forgives the balance. This can be a tricky prospect for everyone: the seller gets a hit on their credit and walks away without any gains, but avoids foreclosure, while […]
Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for single-family residences, a maximum amount of $314,827 or […]
Should you purchase a larger home in your neighborhood when your mortgage is close to paid off, or should you focus on saving for retirement? The answer is, it depends on your age, your children’s ages, your overall financial picture, and when you want to retire. Ask yourself, what do you have for debt? How […]
Build an emergency fund, know how much money you can comfortably afford to pay, and get loan pre-approval if you are a millennial in the market to buy a home for the very first time. These tips are a few offered by Suzanne Delyon and when they are put to use, it is easy to […]
Home insurance has a lot of intricacies that are easy to forget. The first thing is that your coverage needs to also cover all of your property inside the home. As one makes large purchases or sales, they need to revisit their home insurance policy to ensure the coverage is adequate. Furthermore, each home policy […]