FHA Home Loans – Things You Need To Know

Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for single-family residences, a maximum amount of $314,827 or […]

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Is buying a larger home worth it? Or should I save more for retirement?

Should you purchase a larger home in your neighborhood when your mortgage is close to paid off, or should you focus on saving for retirement? The answer is, it depends on your age, your children’s ages, your overall financial picture, and when you want to retire. Ask yourself, what do you have for debt? How […]

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Most Forgotten Home Insurance Basics

Home insurance has a lot of intricacies that are easy to forget. The first thing is that your coverage needs to also cover all of your property inside the home. As one makes large purchases or sales, they need to revisit their home insurance policy to ensure the coverage is adequate. Furthermore, each home policy […]

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Questions to Ask Your Home Inspector

Before you hire a home inspector, there are a few things you’re going to want to ask in order to ensure that they are a reputable professional. Be sure to inquire about any licensing or certifications that they hold before you officially hire them for the job. Also make sure to ask about what is […]

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How Much Does it Cost to Close on a House?

When closing on a home, the closing cost should always fall between two to seven percent of the price of the entire home. Although this is the general guideline that both buyers and sellers refer to, you can always see if the figure is negotiable since it is ultimately the decision of the individual seller, […]

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How to Increase the Value of Your Rental Property

According to Zillow, landlords should periodically update their properties in order to attract more renters and to justify increasing monthly rental rates. To calculate how much rent to charge, examine your local rental market and see what other landlords are charging for similar properties. If your property is in pristine condition or has more bedrooms […]

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How to Insure a Vacant, Unoccupied, or Seasonal Home

It is important to know the difference in a vacant home versus an unoccupied home. many insurance companies see one as a higher risk to insure than the other and many companies have strict lengths of time so that were a claim made after the fact might be denied. Generally speaking, unoccupied has living amenities, […]

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Renting Vs. Buying A Home: Which Is Right For You?

There are millions of young people around the world that are struggling with this idea. They do not know if they should buy a home or if they should go out and try to rent for a long period of time. For each and every person, there situation is unique. You need to look at […]

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4 Key Things to Know About Earthquake Insurance

Earthquake insurance is something that most people do not have to think about. It is something that does not affect people because of where they live. Therefore, why would they spend money on insurance that they will likely never need? However, for some people, they very much do need this kind of insurance. Earthquakes do […]

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