Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for single-family residences, a maximum amount of $314,827 or […]
Should you purchase a larger home in your neighborhood when your mortgage is close to paid off, or should you focus on saving for retirement? The answer is, it depends on your age, your children’s ages, your overall financial picture, and when you want to retire. Ask yourself, what do you have for debt? How […]
Build an emergency fund, know how much money you can comfortably afford to pay, and get loan pre-approval if you are a millennial in the market to buy a home for the very first time. These tips are a few offered by Suzanne Delyon and when they are put to use, it is easy to […]
When closing on a home, the closing cost should always fall between two to seven percent of the price of the entire home. Although this is the general guideline that both buyers and sellers refer to, you can always see if the figure is negotiable since it is ultimately the decision of the individual seller, […]
Resolutions do not have to be just at the New Year. As circumstances in one’s life changes, so must we periodically take time to reevaluate what is important to us and what we want to accomplish. While it is good to have goals and timelines, it is often easier and more successful to try more […]
An average length shower could use as many as 150 gallons of water depending on the type of shower head you use. All of that water takes a lot of energy to heat. With all of that energy going to heat water it is tempting to want a new tankless water heater. This type of […]
There are millions of young people around the world that are struggling with this idea. They do not know if they should buy a home or if they should go out and try to rent for a long period of time. For each and every person, there situation is unique. You need to look at […]
Charity and volunteerism are two key factors that keep our society going. However, sometimes, people use charities as a scam. People might go door to door claiming to be raising money for a charity, but instead be keeping the money for themselves. If you are wondering if a charity is a scam take the time […]
A home based business is something that some people do not think is a viable way to make money. In older generations, to make money, you needed to get out of the house and actually do something to earn a living. Some people understand that better than others but the Internet and technology has changed […]
There are so many items out there that are just lying around and nobody pays them any attention. However, there are so many stories of people who find things that are actually worth something. Many items that are found are worth something because they are old and hold some kind of antique value. These are […]