by Jennifer Langford | Budget, Your Money
If you are looking for a new vehicle, then you aren’t alone, it has become a lot harder to get around anymore and a reliable vehicle is more necessary than ever. Your needs will vary based on your lifestyle, but keeping in mind that leasing is an easy way to...
by Jennifer Langford | Budget, Real Estate, Your Money
You do not have to wait to see 20 percent equity before considering if you should refinance a home loan. You may be well poised to use the lower refinance rates to your advantage, provided you possess an excellent score on your credit card. To know how much equity you...
by Jennifer Langford | Budget, Real Estate
When you turn your house into a rental property you have to consider which improvements help you get the most value. First you will have to make sure that your property is clean from toxins such as mold. Then you will want to figure out how to attract renters who will...
by Jennifer Langford | Budget, Real Estate, Your Money
There are a few different types of homes and each of them have positives and negatives. A single family home has positives such as you actually owning the land and the home but the negative is that you’re responsible for maintaing your property and for...
by Jennifer Langford | Budget, Real Estate, Your Money
Get answers about property insurance. The Federal Deposit Insurance Corporation (FDIC) is actually known for wanting homeowners to have the opportunity to refinance their home for lower mortgage payments. Refinancing in itself has been shown to reduce the average...
by Jennifer Langford | Budget, Real Estate, Your Money
Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for...