Get answers about property insurance. The Federal Deposit Insurance Corporation (FDIC) is actually known for wanting homeowners to have the opportunity to refinance their home for lower mortgage payments. Refinancing in itself has been shown to reduce the average monthly mortgage payment by hundreds of dollars in most cases. Loan modifications are a bit different […]
Federal Housing Administration, or FHA loans are the best programs for those looking for loans with great terms but can’t afford a large down payment. Those with less than great credit can also benefit. Not all property is eligible for the loan. It must be used for single-family residences, a maximum amount of $314,827 or […]
Build an emergency fund, know how much money you can comfortably afford to pay, and get loan pre-approval if you are a millennial in the market to buy a home for the very first time. These tips are a few offered by Suzanne Delyon and when they are put to use, it is easy to […]
When closing on a home, the closing cost should always fall between two to seven percent of the price of the entire home. Although this is the general guideline that both buyers and sellers refer to, you can always see if the figure is negotiable since it is ultimately the decision of the individual seller, […]
An average length shower could use as many as 150 gallons of water depending on the type of shower head you use. All of that water takes a lot of energy to heat. With all of that energy going to heat water it is tempting to want a new tankless water heater. This type of […]
There are millions of young people around the world that are struggling with this idea. They do not know if they should buy a home or if they should go out and try to rent for a long period of time. For each and every person, there situation is unique. You need to look at […]
Health expenses are very expensive for people who can not afford insurance. Insurance is great but it is a cost that some people cannot budget for. In the minds of a lot of people, health insurance is something that is a necessity due to the emergencies that pop up all throughout life. Within your own […]
Getting married is, and should be, a really fun time in the lives of the couple. It is exciting for them and they should feel happy about how it is going to be. First and foremost, you need to have insurance that makes sense for you. You want to make sure that you cover the […]
Your car is something that is a massive investment. You use your car daily and it is something that is most likely really important to you and your life. Without your car, you would definitely have to worry about getting to place and have more of a headache when taking public transportation. Therefore, maintenance and […]
Many people are remodeling their homes now a days. In Portland, a good way to save money is to try and salvage as much as you can do. First way to salvage is to have a contractor remove anything salvageable and you do as you please after. One could out source and sell items through […]