by Jennifer Langford | Health Care, Retirement
Insurance that covers home and nursing facility care services based on the long-term need is a great way to ensure you can afford these unforeseen costs that can be quite high. Some of insurance coverages of this kind provide tax breaks. Benefits are typically defined...
by Jennifer Langford | Health Care, Retirement
For people who are 65 and over and unemployed, Medicare is their best option for health insurance. Although, it’s important to understand that Medicare is not free, and there may be fees associated with this insurance. Medicare Part A covers any hospital visits...
by Jennifer Langford | Retirement, Safety
Caring for someone with dementia is both physically and emotionally demanding task. Additionally, home safety needs to be considered in order to reduce the risk of injury or significant damage to the property. People with dementia are not able of making rational...
by Jennifer Langford | Retirement, Your Money
There are significant pitfalls lurking in the world of income-generating annuities. In one especially sad case, the sister of a young man with Down’s Syndrome made the mistake of buying annuity products that her brother most likely wouldn’t live long enough to collect...
by Jennifer Langford | Retirement, Your Money
Universal design is a new type of architecture used to create homes that are suitable for all ages. Senior citizens often have to purchase new homes because stairs, narrow hallways, and crowded bathrooms become hazards. Universal design is focused on accessibility and...
by Jennifer Langford | Retirement, Your Money
While reverse mortgages can sometimes provide seniors who cannot work with a steady income, they can also cause problems or even result in the eviction of family members following the main borrower’s death. If a borrower is forced to move out for medical reasons, they...