Universal design is a new type of architecture used to create homes that are suitable for all ages. Senior citizens often have to purchase new homes because stairs, narrow hallways, and crowded bathrooms become hazards. Universal design is focused on accessibility and features like waist-level appliances, walk-in showers and bathtubs, integrated ramps or lifts, and […]
While reverse mortgages can sometimes provide seniors who cannot work with a steady income, they can also cause problems or even result in the eviction of family members following the main borrower’s death. If a borrower is forced to move out for medical reasons, they (or their families) must repay the amount borrowed or sell […]
When going on a cruise, it should be a fun and exciting time. It is something that everyone should do at least once in their lifetime and if you can take the family, then go for it! With that being said, having cruise insurance might not be a bad idea. Some people feel as if […]
Statistics show that less than half of U.S. citizens are ready for their own retirement. The numbers get worse when one looks at the Baby Boomer crowd, as those individuals are batting one out of three. Once concern, coloring the picture for younger savers, is the ubiquitous student loan, a millstone around many a millennial […]
Every year economic experts gather for an annual pow-wow in the beautiful state of Maine. Experts are currently in agreement that Americans approaching the crest of retirement are in a bit of a pickle. CDs and treasury notes are thin yielders at best lately. The staple of many soon to be retirees, the 401{k,} has […]
There are a lot of things that come in the mail everyday. The United States Postal Service is a massive business and is partners with a ton of different brands out there. Now, they are with Medicare and they are promoting the Medicare services. Some might wonder how they are promoting them. If you think […]
There are many things that are in the minds of elderly people who have a lot of money. They have a lot of assets and they know that the game of life is slowly coming to a close for them! As a result, they want to be prepared to leave something behind to their potential […]
There are a lot of ways that you can save yourself from scam calls. These calls can be such a nuisance for people that have a busy day or are just not in the mood to be receiving calls. It is really annoying to get these calls because sometimes it is hard to tell if […]
There are several different Medicare options to choose from, known as Medicare Part A, B, C, and D. Part A covers a percentage of inpatient hospital visits and skilled nursing facility stays. Part B is for basic care and includes doctor visits, outpatient therapies, and some medical testing. The Medicare Advantage program is Part C […]
Even though we might not want to deal with our own mortality and thinking about this can make us feel uncomfortable, it is important to do so when you are planning your will or estate. There are many things to consider and five important steps include: take an inventory of what you have, figure out […]