Do You Really Need Rental Car Insurance? 8 Things to Know

There are hundreds of people who rent a car on a daily basis. Some people rent a car on a monthly basis and use the car as they see fit. It is a way to save money so that they do not have to go out and buy a car for themselves. In that, people wonder if they should have insurance for their rental cars. First off, you must know that insurance is still expensive for these cars even if it is only a rental.

Key Takeaways:

  • One has to realize that Hertz will charge you for anything that happens to the rented car, no matter what reasons you proffer.
  • The author learned the hard way that when she had two flat tires from the car she rented from Hertz, there was no point arguing about damages.
  • Although your premium will probably be raised when you file a heavy claim, you need to make sure before renting a car that your insurance covers the rental.

“It’s been ingrained in me that buying into the rental company’s insurance is a waste of money.”

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