Does a Diamond Ring Fall Under Your Homeowner’s Insurance Policy?

Many people often wonder what their homeowner’s Insurance fully covers. We know everything is covered if it’s due to fire or any extreme damages, however if you’re jewelry is lost or even stolen, prepare to receive an amount of up to $1,500 for the missing jewelry. It is not per item but as a whole for all missing jewelry in which you will receive the amount of $1,500. There is one specific way to make sure you maintain very good insurance for a high end piece of jewelry; this is called a floater, also known as a rider. In order to make sure that it is properly insured your jewelry will be appraised, the value will have to be of great worth, and then the insurance will cover your specific item.

You will learn best what is acceptable and full details are at the article itself.

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