A lot of people want to know if their home insurance will cover plumbing leaks. There is a general rule of thumb where a broken pipe is not typically covered but damage that comes from leaks is covered by home insurance. A pipe that breaks all of a sudden is something that should be covered but a slow leak is something you want to get maintenance on. Make sure you have a plumber who knows your needs before things get bad.
- Have an inspector examine the pipes before buying a house to prevent unforeseen problems.
- Pipe repair is generally not covered, but damage caused by them usually is.
- If plumbing work is not to code, it will not be covered.
“pipe leaks and plumbing disasters can happen to anyone at any time. It’s best to be prepared.”
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