An earthquake is a catastrophic event and in addition to the fear and unpredictability there can be long term damage to one’s home. To properly prepare for an earthquake one should anticipate the immediate, medium, and long term needs. One should have items that they need immediately after a disaster like medication, money, food, water, and first aid. In the medium term things like insurance coverage information and a contact list help get a family back on their feet. For the long term, updating their policy and inventory of items helps create the easiest transition between disaster and a return to normal.
- If you live somewhere prone to earthquakes there are some steps you should take.
- Take stock of what you own and make sure you are covered for other things in the home in the event one happen for your insurance.
- Make sure your structure is sound and put together an earthquake kit complete with first aid items and flashlights.
“Most homeowners and renters policies don’t cover earthquake damage. Talk with your agent to find out what kind of coverage you have and what coverage you might need.”