Insurance Risks to Consider When Starting a Restaurant

Insurance Risks to Consider When Starting a Restaurant


While casual dining is decreasing in popularity, quick service restaurants are steadily gaining ground among consumers. However, despite the promising trend, starting a new quick service operation from the ground up can be a risky endeavor, and there are some key factors regarding insurance that operators must consider both before and during the restaurant’s operation. Primarily, the insurance considerations will fall into categories concerning the format and style of your restaurant and coverage for your employees. The type of coverage you need will vary based on what your restaurant’s exact operation looks like and how many people you employ.

Key Takeaways:

  • You will need to buy coverage that is specific to the exact format and style of the restaurant operation you start
  • Restaurant operators must also take into consideration the type of coverage they will need to provide for employees
  • The types of insurance you must acquire will vary based on what your restaurant’s operation looks like and how many people you employ

“Now is a great time to dive into limited service, but make sure you're ready for the insurance considerations.”

Read more: https://www.qsrmagazine.com/outside-insights/insurance-risks-consider-when-starting-restaurant

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