Is Perfect Credit Possible? Inside the Quest for 850

Credit is the backbone of the American financial system and one of the most often replicated facets of our country’s economic success. The ability to quickly determine the credit worthiness of a potential buyer allows our banks to make sound financial decisions and has contributed to the thriving success of our financial sector. Nearly a third of Americans have “bad” credit and the average score is only a 668, but there are some people that aim higher, striving to reach those rarefied realms of an 800 plus credit score. With only .1 percent of Americans in the range of perfect credit, there are some tips and tricks that can be utilized by those trying to boost their own scores. Maximizing positive credit information, keeping utilization low, and maintaining long standing account can all help to boost your score.

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Is Perfect Credit Possible? Inside the Quest for 850

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