Privacy Policy

Dear Pacific Northwest Insurance Client

Federal law has extended the attorney-client privilege to some, but not all, communications between a client and the client’s Agency.

In addition, the confidentiality privilege can be inadvertently waived if the contents of any privileged communication are discussed with a third party, such as a lending institution, a friend, or a business associate. We recommend that you contact us before releasing any privileged information to a third party. As a corporation, you need to be especially careful about privileged communications. If a communication is made in the presence of a corporate employee who is not authorized to act or speak for the corporation in relation to the communication’s subject matter, then the communication will be deemed to be made in the presence of a third party and any privilege will be waived.

If we are asked to disclose any privileged communication, unless we are required to disclose the communication by law, we will not provide such disclosure until you have had an opportunity to argue that the communication is privileged. You agree to pay any and all reasonable expenses that we incur, including legal fees, that are a result of attempts to protect any communication as privileged.

Website Privacy Policy

Pacific Northwest Insurance operates this website and may operate other websites. It is Pacific Northwest Insurance’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Pacific Northwest Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Pacific Northwest Insurance’s purpose in collecting non-personally identifying information is to better understand how Pacific Northwest Insurance’s visitors use its website. From time to time, Pacific Northwest Insurance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Pacific Northwest Insurance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on pnorthwest.com blogs/sites. Pacific Northwest Insurance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Pacific Northwest Insurance’s websites choose to interact with Pacific Northwest Insurance in ways that require Pacific Northwest Insurance to gather personally-identifying information. The amount and type of information that Pacific Northwest Insurance gathers depends on the nature of the interaction. For example, we ask visitors who sign up at pnorthwest.com to provide a username and email address. Those who engage in transactions with Pacific Northwest Insurance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Pacific Northwest Insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Pacific Northwest Insurance. Pacific Northwest Insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Pacific Northwest Insurance may collect statistics about the behavior of visitors to its websites. Pacific Northwest Insurance may display this information publicly or provide it to others. However, Pacific Northwest Insurance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Pacific Northwest Insurance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Pacific Northwest Insurance’s behalf or to provide services available at Pacific Northwest Insurance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Pacific Northwest Insurance’s websites, you consent to the transfer of such information to them. Pacific Northwest Insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Pacific Northwest Insurance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Pacific Northwest Insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Pacific Northwest Insurance, third parties or the public at large. If you are a registered user of an Pacific Northwest Insurance website and have supplied your email address, Pacific Northwest Insurance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Pacific Northwest Insurance and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Pacific Northwest Insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Pacific Northwest Insurance uses cookies to help Pacific Northwest Insurance identify and track visitors, their usage of Pacific Northwest Insurance website, and their website access preferences. Pacific Northwest Insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Pacific Northwest Insurance’s websites, with the drawback that certain features of Pacific Northwest Insurance’s websites may not function properly without the aid of cookies.

Business Transfers

If Pacific Northwest Insurance, or substantially all of its assets, were acquired, or in the unlikely event that Pacific Northwest Insurance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Pacific Northwest Insurance may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Pacific Northwest Insurance and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Pacific Northwest Insurance may change its Privacy Policy from time to time, and in Pacific Northwest Insurance’s sole discretion. Pacific Northwest Insurance encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a pnorthwest.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.