Can You Self-Insure for Long-Term Care?

Long term care should be a concern for any person. Studies show that the average cost for long term care is over $100,000. Although many of us plan for retirement, few contribute to long term care insurance. Even those who do want to contribute to a long term care policy may be daunted by the […]

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Why you need long-term care insurance and tips on buying it

Many Americans are unaware of the need for long-term care insurance. Most of us assume that with Medicad, we will be covered should we reach a point in our lives that we need to live in a nursing home or receive continuous in-home care. However, this is not the case. Medicaid only covers some of […]

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9 Factors to Consider Before Buying Long-Term Care Insurance

As a former annuity call center rep I’ve heard the horror stories myself regarding the exorbitant costs of senior care. Rule of thumb; make sure Mom and Dad are taken care of now, rather than later. Lack of Long Term Care Insurance definitely isn’t something to let spring up in you. Luckily multiple vehicles are […]

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A Policy Fix for Long-Term Care?

The news surrounding the issue of long term care and the costs associated with long term care are not all negative. Even though long term care costs are going to have a serious financial impact on everyday families in the future. Luckily long term care is becoming more of a public issue and the government […]

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Who’ll Pay for Americans to Live to 100?

The good news is that Americans are living longer. The bad news? Our current retirement systems are not designed to support a life expectancy of 100 years. To replace one’s income during a retirement that lasts to 100, workers need to save over 30 percent of their income every single year of their working lives. […]

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