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Life insurance and disability insurance can protect your family from financial ruin if something happens to you or your spouse. Even non-working spouses need insurance. If a stay-at-home parent dies, the surviving spouse will need to pay for help to replace the labor that the other parent performs. Many stay-at-home moms devote themselves to child care – baking special birthday cakes, driving children to dance and sports lessons, and helping with homework. These are important, but they don’t compare to the responsibility of making sure that both parents are prepared to take care of the family in case of disaster. No parent should be ignorant of the family finances. By purchasing adequate insurance, you can be confident that your family can survive without you or your spouse. Your children deserve this kind of security.

Read the full article here:
The 2 things many parents don’t do to protect their families

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