According to a new study by insurancequotes.com, the most significant way you can save money on homeowners insurance is by adjusting your deductible. The amount of money you can save with this method depends on where you live. According to the report, residents of North Carolina saved the most (41 percent), followed by Rhode Island, Florida, Connecticut, Pennsylvania, Massachusetts and California. Savings are minimal in Hawaii (4 percent), Indiana (6 percent) and Texas (6 percent).
There are other ways to save on homeowners insurance, such as: not filing minor claims, bundling home and car insurance policies, asking your agent about additional discounts, shopping around at various insurance companies, and making sure you are not over insured. The key is to find out exactly how much you can save. The best way to do this is by getting in touch with your insurance agent, and making sure it is worthwhile.
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