What to Do if You Get a Hospital Bill You Can’t Afford

Medical debt is the most common cause of debt amongst Americans. But, what do you do when you need medical care besides visit the hospital to let the debt pile up? There are a few steps to take if you receive an outlandishly priced hospital bill that you cannot pay. First and most importantly, ensure that the bill is accurate, even if it means going through the bill with a fine tooth comb. You should contact the insurance company and consider filing an appeal as well.

Key Takeaways:

  • Although getting to the ER is dreadful, what is equally dreadful is the anxiety and wait for the medical bill that will eventually put one in financial intensive care.
  • Carolyn McClanahan, a physician turned financial planner, say that because people dread their hospital bills they make the mistake of putting it on their credit card.
  • When one gets a hospital bill that he cannot afford to pay, the first step to take is to make sure that the bill is correct.

“Once you’ve finished freaking out, follow these seven steps to negotiate down your debts.”

Read more: https://www.menshealth.com/health/a25991498/negotiate-medical-debt-hospital-bill-cant-afford/

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