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When it comes to homeowners insurance, you need to check your specific policy to see if it cover’s damage to your fence. If a tree falls on your fence or even hits your fence, as long as it’s on your property, insurance should cover the fence as well as clearing the fallen tree. Homeowners insurance also tends to cover any type of damage that comes along with a storm as well. Finally, take photos as evidence any time you have damage on your property.

Key Takeaways:

  • Your homeowners insurance may not cover damage to your fence, the only way to know is to ask.
  • A tree falling on your fence might be covered, unless the tree is unhealthy, then they might say that’s your fault.
  • Storms are usually covered, because storms can do a lot of damage to the fence.

“If the tree is on your property, then your insurance coverage should be a straight forward matter of putting a call to the company. Most policies will cover the clearing of the tree and damaged fence, as well as the replacement.”

Read more: https://fencesupplyonline.com/blog/will-my-homeowners-insurance-cover-damage-to-my-fence/